[
  {
    "productName": "Premium Bonds",
    "headers": [
      "Prize draw effective from",
      "Prize fund rate (tax-free)",
      "Odds per £1 Bond unit"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-07-01",
        "originalDate": "July 2026",
        "rate": "3.80%",
        "additionalInfo": "22,000 to 1"
      },
      {
        "effectiveFrom": "2026-04-01",
        "originalDate": "April 2026",
        "rate": "3.30%",
        "additionalInfo": "23,000 to 1"
      },
      {
        "effectiveFrom": "2025-08-01",
        "originalDate": "August 2025",
        "rate": "3.60%",
        "additionalInfo": "22,000 to 1"
      },
      {
        "effectiveFrom": "2025-04-01",
        "originalDate": "April 2025",
        "rate": "3.80%",
        "additionalInfo": "22,000 to 1"
      },
      {
        "effectiveFrom": "2025-01-01",
        "originalDate": "January 2025",
        "rate": "4.00%",
        "additionalInfo": "22,000 to 1"
      },
      {
        "effectiveFrom": "2024-12-01",
        "originalDate": "December 2024",
        "rate": "4.15%",
        "additionalInfo": "22,000 to 1"
      },
      {
        "effectiveFrom": "2024-03-01",
        "originalDate": "March 2024",
        "rate": "4.40%",
        "additionalInfo": "21,000 to 1"
      },
      {
        "effectiveFrom": "2023-09-01",
        "originalDate": "September 2023",
        "rate": "4.65%",
        "additionalInfo": "21,000 to 1"
      },
      {
        "effectiveFrom": "2023-08-01",
        "originalDate": "August 2023",
        "rate": "4.00%",
        "additionalInfo": "22,000 to 1"
      },
      {
        "effectiveFrom": "2023-07-01",
        "originalDate": "July 2023",
        "rate": "3.70%",
        "additionalInfo": "24,000 to 1"
      },
      {
        "effectiveFrom": "2023-03-01",
        "originalDate": "March 2023",
        "rate": "3.30%",
        "additionalInfo": "24,000 to 1"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "February 2023",
        "rate": "3.15%",
        "additionalInfo": "24,000 to 1"
      },
      {
        "effectiveFrom": "2023-01-01",
        "originalDate": "January 2023",
        "rate": "3.00%",
        "additionalInfo": "24,000 to 1"
      },
      {
        "effectiveFrom": "2022-10-01",
        "originalDate": "October 2022",
        "rate": "2.20%",
        "additionalInfo": "24,000 to 1"
      },
      {
        "effectiveFrom": "2022-06-01",
        "originalDate": "June 2022",
        "rate": "1.40%",
        "additionalInfo": "24,500 to 1"
      },
      {
        "effectiveFrom": "2020-12-01",
        "originalDate": "December 2020",
        "rate": "1.00%",
        "additionalInfo": "34,500 to 1"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "December 2017",
        "rate": "1.40%",
        "additionalInfo": "24,500 to 1"
      },
      {
        "effectiveFrom": "2017-05-01",
        "originalDate": "May 2017",
        "rate": "1.15%",
        "additionalInfo": "30,000 to 1"
      },
      {
        "effectiveFrom": "2016-06-01",
        "originalDate": "June 2016",
        "rate": "1.25%",
        "additionalInfo": "30,000 to 1"
      },
      {
        "effectiveFrom": "2014-08-01",
        "originalDate": "August 2014",
        "rate": "1.35%",
        "additionalInfo": "26,000 to 1"
      },
      {
        "effectiveFrom": "2013-08-01",
        "originalDate": "August 2013",
        "rate": "1.30%",
        "additionalInfo": "26,000 to 1"
      },
      {
        "effectiveFrom": "2009-10-01",
        "originalDate": "October 2009",
        "rate": "1.50%",
        "additionalInfo": "24,000 to 1"
      },
      {
        "effectiveFrom": "2009-04-01",
        "originalDate": "April 2009",
        "rate": "1.00%",
        "additionalInfo": "36,000 to 1"
      },
      {
        "effectiveFrom": "2008-12-01",
        "originalDate": "December 2008",
        "rate": "1.80%",
        "additionalInfo": "36,000 to 1"
      },
      {
        "effectiveFrom": "2008-11-01",
        "originalDate": "November 2008",
        "rate": "2.85%",
        "additionalInfo": "24,000 to 1"
      },
      {
        "effectiveFrom": "2008-05-01",
        "originalDate": "May 2008",
        "rate": "3.40%",
        "additionalInfo": "22,000 to 1"
      }
    ]
  },
  {
    "productName": "Direct ISA",
    "headers": [
      "Effective from",
      "AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-05-14",
        "originalDate": "14 May 2026",
        "rate": "3.80%"
      },
      {
        "effectiveFrom": "2025-02-18",
        "originalDate": "18 February 2025",
        "rate": "3.50%"
      },
      {
        "effectiveFrom": "2023-08-18",
        "originalDate": "18 August 2023",
        "rate": "3.00%"
      },
      {
        "effectiveFrom": "2023-05-16",
        "originalDate": "16 May 2023",
        "rate": "2.40%"
      },
      {
        "effectiveFrom": "2023-01-24",
        "originalDate": "24 January 2023",
        "rate": "2.15%"
      },
      {
        "effectiveFrom": "2022-10-25",
        "originalDate": "25 October 2022",
        "rate": "1.75%"
      },
      {
        "effectiveFrom": "2022-07-21",
        "originalDate": "21 July 2022",
        "rate": "0.90%"
      },
      {
        "effectiveFrom": "2021-12-29",
        "originalDate": "29 December 2021",
        "rate": "0.35%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "0.10%"
      },
      {
        "effectiveFrom": "2019-03-01",
        "originalDate": "1 March 2019",
        "rate": "0.90%"
      },
      {
        "effectiveFrom": "2018-09-24",
        "originalDate": "24 September 2018",
        "rate": "0.75%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "1.00%"
      },
      {
        "effectiveFrom": "2017-05-01",
        "originalDate": "1 May 2017",
        "rate": "0.75%"
      },
      {
        "effectiveFrom": "2016-06-06",
        "originalDate": "6 June 2016",
        "rate": "1.00%"
      },
      {
        "effectiveFrom": "2015-11-16",
        "originalDate": "16 November 2015",
        "rate": "1.25%"
      },
      {
        "effectiveFrom": "2014-02-27",
        "originalDate": "27 February 2014",
        "rate": "1.50%"
      },
      {
        "effectiveFrom": "2013-09-12",
        "originalDate": "12 September 2013",
        "rate": "1.75%"
      },
      {
        "effectiveFrom": "2012-11-05",
        "originalDate": "5 November 2012",
        "rate": "2.25%"
      },
      {
        "effectiveFrom": "2009-08-19",
        "originalDate": "19 August 2009",
        "rate": "2.50%"
      },
      {
        "effectiveFrom": "2009-03-18",
        "originalDate": "18 March 2009",
        "rate": "1.30%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "1.80%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "2.30%"
      },
      {
        "effectiveFrom": "2008-11-07",
        "originalDate": "7 November 2008",
        "rate": "3.30%"
      },
      {
        "effectiveFrom": "2008-10-08",
        "originalDate": "8 October 2008",
        "rate": "4.80%"
      },
      {
        "effectiveFrom": "2008-04-10",
        "originalDate": "10 April 2008",
        "rate": "5.30%"
      }
    ]
  },
  {
    "productName": "Direct Saver",
    "headers": [
      "Effective from",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-05-14",
        "originalDate": "14 May 2026",
        "rate": "3.45%"
      },
      {
        "effectiveFrom": "2026-02-12",
        "originalDate": "12 February 2026",
        "rate": "3.05%"
      },
      {
        "effectiveFrom": "2025-03-05",
        "originalDate": "5 March 2025",
        "rate": "3.30%"
      },
      {
        "effectiveFrom": "2024-12-20",
        "originalDate": "20 December 2024",
        "rate": "3.50%"
      },
      {
        "effectiveFrom": "2024-11-20",
        "originalDate": "20 November 2024",
        "rate": "3.75%"
      },
      {
        "effectiveFrom": "2024-05-23",
        "originalDate": "23 May 2024",
        "rate": "4.00%"
      },
      {
        "effectiveFrom": "2023-08-18",
        "originalDate": "18 August 2023",
        "rate": "3.65%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "3.40%"
      },
      {
        "effectiveFrom": "2023-02-14",
        "originalDate": "14 February 2023",
        "rate": "2.85%"
      },
      {
        "effectiveFrom": "2023-01-24",
        "originalDate": "24 January 2023",
        "rate": "2.60%"
      },
      {
        "effectiveFrom": "2022-12-13",
        "originalDate": "13 December 2022",
        "rate": "2.30%"
      },
      {
        "effectiveFrom": "2022-10-25",
        "originalDate": "25 October 2022",
        "rate": "1.80%"
      },
      {
        "effectiveFrom": "2022-07-21",
        "originalDate": "21 July 2022",
        "rate": "1.20%"
      },
      {
        "effectiveFrom": "2022-02-10",
        "originalDate": "10 February 2022",
        "rate": "0.50%"
      },
      {
        "effectiveFrom": "2021-12-29",
        "originalDate": "29 December 2021",
        "rate": "0.35%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "0.15%"
      },
      {
        "effectiveFrom": "2018-10-01",
        "originalDate": "1 October 2018",
        "rate": "1.00%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "0.95%"
      },
      {
        "effectiveFrom": "2017-05-01",
        "originalDate": "1 May 2017",
        "rate": "0.70%"
      },
      {
        "effectiveFrom": "2016-06-06",
        "originalDate": "6 June 2016",
        "rate": "0.80%"
      },
      {
        "effectiveFrom": "2013-09-12",
        "originalDate": "12 September 2013",
        "rate": "1.10%"
      },
      {
        "effectiveFrom": "2012-01-25",
        "originalDate": "25 January 2012",
        "rate": "1.50%"
      },
      {
        "effectiveFrom": "2010-07-19",
        "originalDate": "19 July 2010",
        "rate": "1.75%"
      },
      {
        "effectiveFrom": "2010-03-08",
        "originalDate": "8 March 2010",
        "rate": "2.00%"
      }
    ]
  },
  {
    "productName": "Income Bonds",
    "headers": [
      "Effective from",
      "Gross (taxable)",
      "AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-05-14",
        "originalDate": "14 May 2026",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.40%",
        "additionalInfo": "3.45%"
      },
      {
        "effectiveFrom": "2026-02-12",
        "originalDate": "12 February 2026",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.01%",
        "additionalInfo": "3.05%"
      },
      {
        "effectiveFrom": "2025-03-05",
        "originalDate": "5 March 2025",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.26%",
        "additionalInfo": "3.30%"
      },
      {
        "effectiveFrom": "2024-12-20",
        "originalDate": "20 December 2024",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.44%",
        "additionalInfo": "3.49%"
      },
      {
        "effectiveFrom": "2024-11-20",
        "originalDate": "20 November 2024",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.69%",
        "additionalInfo": "3.75%"
      },
      {
        "effectiveFrom": "2024-05-23",
        "originalDate": "23 May 2024",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.93%",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2023-08-18",
        "originalDate": "18 August 2023",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.59%",
        "additionalInfo": "3.65%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "3.40%",
        "additionalInfo": "3.45%"
      },
      {
        "effectiveFrom": "2023-02-14",
        "originalDate": "14 February 2023",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "2.85%",
        "additionalInfo": "2.89%"
      },
      {
        "effectiveFrom": "2023-01-24",
        "originalDate": "24 January 2023",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "2.60%",
        "additionalInfo": "2.63%"
      },
      {
        "effectiveFrom": "2022-12-13",
        "originalDate": "13 December 2022",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "2.30%",
        "additionalInfo": "2.32%"
      },
      {
        "effectiveFrom": "2022-10-25",
        "originalDate": "25 October 2022",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "1.80%",
        "additionalInfo": "1.81%"
      },
      {
        "effectiveFrom": "2022-07-21",
        "originalDate": "21 July 2022",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "1.20%",
        "additionalInfo": "1.21%"
      },
      {
        "effectiveFrom": "2022-02-10",
        "originalDate": "10 February 2022",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "0.50%",
        "additionalInfo": "0.50%"
      },
      {
        "effectiveFrom": "2021-12-29",
        "originalDate": "29 December 2021",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "0.35%",
        "additionalInfo": "0.35%"
      },
      {
        "effectiveFrom": "2021-11-18",
        "originalDate": "18 November 2021",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "0.15%",
        "additionalInfo": "0.15%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "0.01%",
        "additionalInfo": "0.01%"
      },
      {
        "effectiveFrom": "2018-10-01",
        "originalDate": "1 October 2018",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "1.15%",
        "additionalInfo": "1.16%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "1.00%",
        "additionalInfo": "1.00%"
      },
      {
        "effectiveFrom": "2017-05-01",
        "originalDate": "1 May 2017",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "0.75%",
        "additionalInfo": "0.75%"
      },
      {
        "effectiveFrom": "2016-06-06",
        "originalDate": "6 June 2016",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "1.00%",
        "additionalInfo": "1.00%"
      },
      {
        "effectiveFrom": "2013-09-12",
        "originalDate": "12 September 2013",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "1.25%",
        "additionalInfo": "1.26%"
      },
      {
        "effectiveFrom": "6 April 2013*",
        "originalDate": "6 April 2013*",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500+",
        "originalDate": "£500+",
        "rate": "1.75%",
        "additionalInfo": "1.76%"
      },
      {
        "effectiveFrom": "2010-07-19",
        "originalDate": "19 July 2010",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "1.45%",
        "additionalInfo": "1.46%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "1.75%",
        "additionalInfo": "1.76%"
      },
      {
        "effectiveFrom": "2009-05-20",
        "originalDate": "20 May 2009",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "1.70%",
        "additionalInfo": "1.71%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "2.00%",
        "additionalInfo": "2.02%"
      },
      {
        "effectiveFrom": "2009-03-18",
        "originalDate": "18 March 2009",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "0.70%",
        "additionalInfo": "0.70%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "1.00%",
        "additionalInfo": "1.00%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "1.20%",
        "additionalInfo": "1.21%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "1.45%",
        "additionalInfo": "1.46%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "1.95%",
        "additionalInfo": "1.97%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "2.20%",
        "additionalInfo": "2.22%"
      },
      {
        "effectiveFrom": "2008-11-19",
        "originalDate": "19 November 2008",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "2.45%",
        "additionalInfo": "2.48%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "2.70%",
        "additionalInfo": "2.73%"
      },
      {
        "effectiveFrom": "2008-11-06",
        "originalDate": "6 November 2008",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "3.75%",
        "additionalInfo": "3.82%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "4.00%",
        "additionalInfo": "4.07%"
      },
      {
        "effectiveFrom": "2008-10-07",
        "originalDate": "7 October 2008",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "4.25%",
        "additionalInfo": "4.33%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "4.50%",
        "additionalInfo": "4.59%"
      },
      {
        "effectiveFrom": "2008-05-06",
        "originalDate": "6 May 2008",
        "rate": "",
        "additionalInfo": ""
      },
      {
        "effectiveFrom": "£500-£24,999",
        "originalDate": "£500-£24,999",
        "rate": "4.45%",
        "additionalInfo": "4.54%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "4.70%",
        "additionalInfo": "4.80%"
      }
    ]
  },
  {
    "productName": "Investment Account",
    "headers": [
      "Effective from",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "2.05%"
      },
      {
        "effectiveFrom": "2023-08-18",
        "originalDate": "18 August 2023",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "1.00%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.85%"
      },
      {
        "effectiveFrom": "2022-12-13",
        "originalDate": "13 December 2022",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.60%"
      },
      {
        "effectiveFrom": "2022-10-25",
        "originalDate": "25 October 2022",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.40%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.01%"
      },
      {
        "effectiveFrom": "2018-10-01",
        "originalDate": "1 October 2018",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.80%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.70%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.45%"
      },
      {
        "effectiveFrom": "2012-05-21",
        "originalDate": "21 May 2012",
        "rate": ""
      },
      {
        "effectiveFrom": "£1+",
        "originalDate": "£1+",
        "rate": "0.75%"
      },
      {
        "effectiveFrom": "2009-03-18",
        "originalDate": "18 March 2009",
        "rate": ""
      },
      {
        "effectiveFrom": "£1-£24,999",
        "originalDate": "£1-£24,999",
        "rate": "0.20%"
      },
      {
        "effectiveFrom": "£25,000+",
        "originalDate": "£25,000+",
        "rate": "0.30%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": ""
      },
      {
        "effectiveFrom": "£1-£9,999",
        "originalDate": "£1-£9,999",
        "rate": "0.30%"
      },
      {
        "effectiveFrom": "£10,000-£49,999",
        "originalDate": "£10,000-£49,999",
        "rate": "0.40%"
      },
      {
        "effectiveFrom": "£50,000+",
        "originalDate": "£50,000+",
        "rate": "0.50%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": ""
      },
      {
        "effectiveFrom": "£1-£24,999",
        "originalDate": "£1-£24,999",
        "rate": "0.35%"
      },
      {
        "effectiveFrom": "£25,000-£49,999",
        "originalDate": "£25,000-£49,999",
        "rate": "0.55%"
      },
      {
        "effectiveFrom": "£25,000-£49,999",
        "originalDate": "£25,000-£49,999",
        "rate": "0.55%"
      },
      {
        "effectiveFrom": "£50,000+",
        "originalDate": "£50,000+",
        "rate": "1.90%"
      },
      {
        "effectiveFrom": "2008-11-19",
        "originalDate": "19 November 2008",
        "rate": ""
      },
      {
        "effectiveFrom": "£1-£499",
        "originalDate": "£1-£499",
        "rate": "1.00%"
      },
      {
        "effectiveFrom": "£500-£4,999",
        "originalDate": "£500-£4,999",
        "rate": "1.05%"
      },
      {
        "effectiveFrom": "£5,000-£9,999",
        "originalDate": "£5,000-£9,999",
        "rate": "1.15%"
      },
      {
        "effectiveFrom": "£10,000-£24,999",
        "originalDate": "£10,000-£24,999",
        "rate": "1.35%"
      },
      {
        "effectiveFrom": "£25,000-£49,999",
        "originalDate": "£25,000-£49,999",
        "rate": "1.55%"
      },
      {
        "effectiveFrom": "£50,000+",
        "originalDate": "£50,000+",
        "rate": "1.90%"
      },
      {
        "effectiveFrom": "2008-10-22",
        "originalDate": "22 October 2008",
        "rate": ""
      },
      {
        "effectiveFrom": "£1-£499",
        "originalDate": "£1-£499",
        "rate": "2.50%"
      },
      {
        "effectiveFrom": "£500-£4,999",
        "originalDate": "£500-£4,999",
        "rate": "2.55%"
      },
      {
        "effectiveFrom": "£5,000-£9,999",
        "originalDate": "£5,000-£9,999",
        "rate": "2.65%"
      },
      {
        "effectiveFrom": "£10,000-£24,999",
        "originalDate": "£10,000-£24,999",
        "rate": "2.85%"
      },
      {
        "effectiveFrom": "£25,000-£49,999",
        "originalDate": "£25,000-£49,999",
        "rate": "3.05%"
      },
      {
        "effectiveFrom": "£50,000+",
        "originalDate": "£50,000+",
        "rate": "3.40%"
      },
      {
        "effectiveFrom": "2008-10-07",
        "originalDate": "7 October 2008",
        "rate": ""
      },
      {
        "effectiveFrom": "£1-£499",
        "originalDate": "£1-£499",
        "rate": "3.00%"
      },
      {
        "effectiveFrom": "£500-£4,999",
        "originalDate": "£500-£4,999",
        "rate": "3.05%"
      },
      {
        "effectiveFrom": "£5,000-£9,999",
        "originalDate": "£5,000-£9,999",
        "rate": "3.15%"
      },
      {
        "effectiveFrom": "£10,000-£24,999",
        "originalDate": "£10,000-£24,999",
        "rate": "3.35%"
      },
      {
        "effectiveFrom": "£25,000-£49,999",
        "originalDate": "£25,000-£49,999",
        "rate": "3.55%"
      },
      {
        "effectiveFrom": "£50,000+",
        "originalDate": "£50,000+",
        "rate": "3.90%"
      },
      {
        "effectiveFrom": "2008-04-23",
        "originalDate": "23 April 2008",
        "rate": ""
      },
      {
        "effectiveFrom": "£1-£499",
        "originalDate": "£1-£499",
        "rate": "3.20%"
      },
      {
        "effectiveFrom": "£500-£4,999",
        "originalDate": "£500-£4,999",
        "rate": "3.25%"
      },
      {
        "effectiveFrom": "£5,000-£9,999",
        "originalDate": "£5,000-£9,999",
        "rate": "3.35%"
      },
      {
        "effectiveFrom": "£10,000-£24,999",
        "originalDate": "£10,000-£24,999",
        "rate": "3.55%"
      },
      {
        "effectiveFrom": "£25,000-£49,999",
        "originalDate": "£25,000-£49,999",
        "rate": "3.75%"
      },
      {
        "effectiveFrom": "£50,000+",
        "originalDate": "£50,000+",
        "rate": "4.10%"
      }
    ]
  },
  {
    "productName": "Junior ISA",
    "headers": [
      "Effective from",
      "AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-05-14",
        "originalDate": "14 May 2026",
        "rate": "3.70%"
      },
      {
        "effectiveFrom": "2025-07-18",
        "originalDate": "18 July 2025",
        "rate": "3.55%"
      },
      {
        "effectiveFrom": "2023-08-18",
        "originalDate": "18 August 2023",
        "rate": "4.00%"
      },
      {
        "effectiveFrom": "2023-06-20",
        "originalDate": "20 June 2023",
        "rate": "3.65%"
      },
      {
        "effectiveFrom": "2023-01-24",
        "originalDate": "24 January 2023",
        "rate": "3.40%"
      },
      {
        "effectiveFrom": "2022-10-25",
        "originalDate": "25 October 2022",
        "rate": "2.70%"
      },
      {
        "effectiveFrom": "2022-07-21",
        "originalDate": "21 July 2022",
        "rate": "2.20%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "1.50%"
      },
      {
        "effectiveFrom": "2019-03-01",
        "originalDate": "1 March 2019",
        "rate": "3.25%"
      },
      {
        "effectiveFrom": "2018-03-12",
        "originalDate": "12 March 2018",
        "rate": "2.50%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "2.25%"
      },
      {
        "effectiveFrom": "2017-08-15",
        "originalDate": "15 August 2017",
        "rate": "2.00%"
      }
    ]
  },
  {
    "productName": "Green Savings Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-08",
        "originalDate": "8 April 2026",
        "rate": "8",
        "additionalInfo": "3.82%"
      },
      {
        "effectiveFrom": "2025-11-27",
        "originalDate": "27 November 2025",
        "rate": "7R",
        "additionalInfo": "2.95%"
      },
      {
        "effectiveFrom": "2024-01-31",
        "originalDate": "31 January 2024",
        "rate": "7",
        "additionalInfo": "2.95%"
      },
      {
        "effectiveFrom": "2023-11-14",
        "originalDate": "14 November 2023",
        "rate": "6",
        "additionalInfo": "3.95%"
      },
      {
        "effectiveFrom": "2023-08-22",
        "originalDate": "22 August 2023",
        "rate": "5",
        "additionalInfo": "5.70%"
      },
      {
        "effectiveFrom": "2023-02-07",
        "originalDate": "7 February 2023",
        "rate": "4",
        "additionalInfo": "4.20%"
      },
      {
        "effectiveFrom": "2022-08-25",
        "originalDate": "25 August 2022",
        "rate": "3",
        "additionalInfo": "3.00%"
      },
      {
        "effectiveFrom": "2022-02-15",
        "originalDate": "15 February 2022",
        "rate": "2",
        "additionalInfo": "1.30%"
      },
      {
        "effectiveFrom": "2021-10-22",
        "originalDate": "22 October 2021",
        "rate": "1",
        "additionalInfo": "0.65%"
      }
    ]
  },
  {
    "productName": "Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "52",
        "additionalInfo": "1.55%"
      }
    ]
  },
  {
    "productName": "Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "89",
        "additionalInfo": "4.50%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "88",
        "additionalInfo": "4.07%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "87",
        "additionalInfo": "4.20%"
      },
      {
        "effectiveFrom": "2025-09-02",
        "originalDate": "2 September 2025",
        "rate": "86",
        "additionalInfo": "4.04%"
      },
      {
        "effectiveFrom": "2025-07-24",
        "originalDate": "24 July 2025",
        "rate": "85",
        "additionalInfo": "4.18%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "84",
        "additionalInfo": "4.05%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "83R",
        "additionalInfo": "3.95%"
      },
      {
        "effectiveFrom": "2024-10-22",
        "originalDate": "22 October 2024",
        "rate": "82R",
        "additionalInfo": "4.35%"
      },
      {
        "effectiveFrom": "2024-08-30",
        "originalDate": "30 August 2024",
        "rate": "81R",
        "additionalInfo": "4.75%"
      },
      {
        "effectiveFrom": "2024-07-25",
        "originalDate": "25 July 2024",
        "rate": "80R",
        "additionalInfo": "5.15%"
      },
      {
        "effectiveFrom": "2024-05-23",
        "originalDate": "23 May 2024",
        "rate": "79",
        "additionalInfo": "4.50%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "78R",
        "additionalInfo": "4.50%"
      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "76R",
        "additionalInfo": "4.15%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "75R",
        "additionalInfo": "4.70%"
      },
      {
        "effectiveFrom": "2023-12-04",
        "originalDate": "4 December 2023",
        "rate": "74R",
        "additionalInfo": "5.40%"
      },
      {
        "effectiveFrom": "2023-10-06",
        "originalDate": "6 October 2023",
        "rate": "73R",
        "additionalInfo": "6.20%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "72",
        "additionalInfo": "6.20%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "71",
        "additionalInfo": "5.00%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "70",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "69R",
        "additionalInfo": "3.60%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "68R",
        "additionalInfo": "1.85%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "67R",
        "additionalInfo": "0.10%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "66R",
        "additionalInfo": "1.10%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "65R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "64",
        "additionalInfo": "1.50%"
      },
      {
        "effectiveFrom": "2018-06-11",
        "originalDate": "11 June 2018",
        "rate": "63",
        "additionalInfo": "1.50%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "62",
        "additionalInfo": "1.50%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "61R",
        "additionalInfo": "1.50%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "60R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "59R",
        "additionalInfo": "0.95%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "58R",
        "additionalInfo": "1.20%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "57R",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2013-12-09",
        "originalDate": "9 December 2013",
        "rate": "56R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "55R",
        "additionalInfo": "1.50%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "54R",
        "additionalInfo": "1.75%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "53R",
        "additionalInfo": "2.00%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "52R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "51R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "50R",
        "additionalInfo": "2.45%"
      },
      {
        "effectiveFrom": "2010-02-17",
        "originalDate": "17 February 2010",
        "rate": "49R",
        "additionalInfo": "3.20%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "48",
        "additionalInfo": "3.95%"
      }
    ]
  },
  {
    "productName": "Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "50",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "49",
        "additionalInfo": "2.45%"
      },
      {
        "effectiveFrom": "2010-02-17",
        "originalDate": "17 February 2010",
        "rate": "48",
        "additionalInfo": "3.20%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "47",
        "additionalInfo": "3.95%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "46",
        "additionalInfo": "0.95%"
      }
    ]
  },
  {
    "productName": "Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "77",
        "additionalInfo": "4.48%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "76",
        "additionalInfo": "3.98%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "75",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2025-07-03",
        "originalDate": "3 July 2025",
        "rate": "74",
        "additionalInfo": "3.85%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "73",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "72",
        "additionalInfo": "3.60%"
      },
      {
        "effectiveFrom": "2024-10-22",
        "originalDate": "22 October 2024",
        "rate": "71",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "70",
        "additionalInfo": "4.25%"
      },
      {
        "effectiveFrom": "2024-08-06",
        "originalDate": "6 August 2024",
        "rate": "69",
        "additionalInfo": "4.60%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "68R",
        "additionalInfo": "4.25%"
      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "66R",
        "additionalInfo": "3.85%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "65R",
        "additionalInfo": "4.60%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "64R",
        "additionalInfo": "5.80%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "63R",
        "additionalInfo": "5.10%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "62R",
        "additionalInfo": "4.20%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "61R",
        "additionalInfo": "3.65%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "60R",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "59R",
        "additionalInfo": "0.15%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "58R",
        "additionalInfo": "1.20%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "57R",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "56R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "55R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "54R",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "53R",
        "additionalInfo": "1.05%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "52R",
        "additionalInfo": "1.30%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "51R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2013-12-09",
        "originalDate": "9 December 2013",
        "rate": "50R",
        "additionalInfo": "1.50%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "49R",
        "additionalInfo": "1.75%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "48R",
        "additionalInfo": "2.00%"
      },
      {
        "effectiveFrom": "2013-01-07",
        "originalDate": "7 January 2013",
        "rate": "47R",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "46R",
        "additionalInfo": "2.50%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "45R",
        "additionalInfo": "2.75%"
      },
      {
        "effectiveFrom": "2012-09-27",
        "originalDate": "27 September 2012",
        "rate": "44R",
        "additionalInfo": "2.75%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "43R",
        "additionalInfo": "3.25%"
      },
      {
        "effectiveFrom": "2010-02-17",
        "originalDate": "17 February 2010",
        "rate": "42R",
        "additionalInfo": "4.05%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "41",
        "additionalInfo": "4.25%"
      },
      {
        "effectiveFrom": "2009-07-13",
        "originalDate": "13 July 2009",
        "rate": "40",
        "additionalInfo": "3.75%"
      }
    ]
  },
  {
    "productName": "Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "79",
        "additionalInfo": "4.45%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "78",
        "additionalInfo": "4.02%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "77",
        "additionalInfo": "4.16%"
      },
      {
        "effectiveFrom": "2025-07-03",
        "originalDate": "3 July 2025",
        "rate": "76",
        "additionalInfo": "3.88%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "75",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "74",
        "additionalInfo": "3.50%"
      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "73",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2024-08-06",
        "originalDate": "6 August 2024",
        "rate": "72",
        "additionalInfo": "4.35%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "71",
        "additionalInfo": "4.15%"
      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "69R",
        "additionalInfo": "3.45%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "68R",
        "additionalInfo": "4.30%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "67R",
        "additionalInfo": "5.80%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "66R",
        "additionalInfo": "5.10%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "65R",
        "additionalInfo": "4.20%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "64R",
        "additionalInfo": "3.70%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "63R",
        "additionalInfo": "2.55%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "62R",
        "additionalInfo": "0.40%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "61R",
        "additionalInfo": "1.30%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "60R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "59",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2018-06-11",
        "originalDate": "11 June 2018",
        "rate": "58",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2018-03-06",
        "originalDate": "6 March 2018",
        "rate": "57",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "56",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "55R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "54R",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "53R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "52R",
        "additionalInfo": "1.50%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "51R",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2013-12-09",
        "originalDate": "9 December 2013",
        "rate": "50R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "49R",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "48R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2013-01-07",
        "originalDate": "7 January 2013",
        "rate": "47R",
        "additionalInfo": "2.50%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "46R",
        "additionalInfo": "3.00%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "45R",
        "additionalInfo": "3.25%"
      },
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "44R",
        "additionalInfo": "3.25%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "43R",
        "additionalInfo": "3.55%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "42",
        "additionalInfo": "4.40%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "41",
        "additionalInfo": "1.75%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "40",
        "additionalInfo": "2.80%"
      },
      {
        "effectiveFrom": "2008-09-17",
        "originalDate": "17 September 2008",
        "rate": "39",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "38",
        "additionalInfo": "4.75%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "37",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "36",
        "additionalInfo": "3.55%"
      },
      {
        "effectiveFrom": "2008-02-23",
        "originalDate": "23 February 2008",
        "rate": "35",
        "additionalInfo": "4.00%"
      }
    ]
  },
  {
    "productName": "Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "71",
        "additionalInfo": "4.40%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "70",
        "additionalInfo": "4.05%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "69",
        "additionalInfo": "4.15%"
      },
      {
        "effectiveFrom": "2025-07-03",
        "originalDate": "3 July 2025",
        "rate": "68",
        "additionalInfo": "3.84%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "67",
        "additionalInfo": "4.06%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "66R",
        "additionalInfo": "3.40%"
      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "65",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2024-08-06",
        "originalDate": "6 August 2024",
        "rate": "64",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "63R",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "61R",
        "additionalInfo": "3.15%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "60R",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "59R",
        "additionalInfo": "5.50%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "58R",
        "additionalInfo": "4.25%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "57R",
        "additionalInfo": "3.80%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "56R",
        "additionalInfo": "2.55%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "55R",
        "additionalInfo": "0.55%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "54R",
        "additionalInfo": "1.65%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "53R",
        "additionalInfo": "2.00%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "52R",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "51R",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "50R",
        "additionalInfo": "2.00%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "49R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "48R",
        "additionalInfo": "2.30%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "47R",
        "additionalInfo": "2.55%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "46R",
        "additionalInfo": "2.35%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "45R",
        "additionalInfo": "2.60%"
      },
      {
        "effectiveFrom": "2013-01-07",
        "originalDate": "7 January 2013",
        "rate": "44R",
        "additionalInfo": "3.00%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "43R",
        "additionalInfo": "3.65%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "42R",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2012-09-27",
        "originalDate": "27 September 2012",
        "rate": "42R",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "40R",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "39",
        "additionalInfo": "4.60%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "38",
        "additionalInfo": "2.60%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "37",
        "additionalInfo": "3.15%"
      },
      {
        "effectiveFrom": "2008-09-17",
        "originalDate": "17 September 2008",
        "rate": "36",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "35",
        "additionalInfo": "4.75%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "34",
        "additionalInfo": "4.05%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "33",
        "additionalInfo": "3.65%"
      },
      {
        "effectiveFrom": "2008-02-23",
        "originalDate": "23 February 2008",
        "rate": "32",
        "additionalInfo": "4.05%"
      }
    ]
  },
  {
    "productName": "Guaranteed Income Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross (taxable)",
      "AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "52",
        "additionalInfo": "1.50%"
      }
    ]
  },
  {
    "productName": "Guaranteed Income Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross (taxable)",
      "AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "89",
        "additionalInfo": "4.41%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "88",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "87",
        "additionalInfo": "4.13%"
      },
      {
        "effectiveFrom": "2025-09-02",
        "originalDate": "2 September 2025",
        "rate": "86",
        "additionalInfo": "3.97%"
      },
      {
        "effectiveFrom": "2025-07-24",
        "originalDate": "24 July 2025",
        "rate": "85",
        "additionalInfo": "4.11%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "84",
        "additionalInfo": "3.98%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "83R",
        "additionalInfo": "3.88%"
      },
      {
        "effectiveFrom": "2024-10-22",
        "originalDate": "22 October 2024",
        "rate": "82R",
        "additionalInfo": "4.26%"
      },
      {
        "effectiveFrom": "2024-08-30",
        "originalDate": "30 August 2024",
        "rate": "81R",
        "additionalInfo": "4.65%"
      },
      {
        "effectiveFrom": "2024-07-25",
        "originalDate": "25 July 2024",
        "rate": "80R",
        "additionalInfo": "5.03%"
      },
      {
        "effectiveFrom": "2024-05-23",
        "originalDate": "23 May 2024",
        "rate": "79",
        "additionalInfo": "4.41%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "78R",
        "additionalInfo": "4.41%"
      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "76R",
        "additionalInfo": "4.07%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "75R",
        "additionalInfo": "4.60%"
      },
      {
        "effectiveFrom": "2023-12-04",
        "originalDate": "4 December 2023",
        "rate": "74R",
        "additionalInfo": "5.27%"
      },
      {
        "effectiveFrom": "2023-10-06",
        "originalDate": "6 October 2023",
        "rate": "73R",
        "additionalInfo": "6.03%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "72",
        "additionalInfo": "6.03%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "71",
        "additionalInfo": "5.00%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "70",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "69R",
        "additionalInfo": "3.50%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "68R",
        "additionalInfo": "1.80%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "67R",
        "additionalInfo": "0.06%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "66R",
        "additionalInfo": "1.05%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "65R",
        "additionalInfo": "1.20%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "64",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2018-06-11",
        "originalDate": "11 June 2018",
        "rate": "63",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "62",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "61R",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "60R",
        "additionalInfo": "1.20%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "59R",
        "additionalInfo": "0.90%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "58R",
        "additionalInfo": "1.15%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "57R",
        "additionalInfo": "1.40%"
      },
      {
        "effectiveFrom": "2013-12-09",
        "originalDate": "9 December 2013",
        "rate": "56R",
        "additionalInfo": "1.20%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "55R",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "54R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "53R",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "52R",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "51R",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "50R",
        "additionalInfo": "2.40%"
      },
      {
        "effectiveFrom": "2010-02-17",
        "originalDate": "17 February 2010",
        "rate": "49R",
        "additionalInfo": "3.15%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "48",
        "additionalInfo": "3.85%"
      }
    ]
  },
  {
    "productName": "Guaranteed Income Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross (taxable)",
      "AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "50",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "49",
        "additionalInfo": "2.40%"
      },
      {
        "effectiveFrom": "2010-02-17",
        "originalDate": "17 February 2010",
        "rate": "48",
        "additionalInfo": "3.15%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "47",
        "additionalInfo": "3.85%"
      }
    ]
  },
  {
    "productName": "Guaranteed Income Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross (taxable)",
      "AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "77",
        "additionalInfo": "4.40%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "76",
        "additionalInfo": "3.91%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "75",
        "additionalInfo": "4.03%"
      },
      {
        "effectiveFrom": "2025-07-03",
        "originalDate": "3 July 2025",
        "rate": "74",
        "additionalInfo": "3.79%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "73",
        "additionalInfo": "3.93%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "72",
        "additionalInfo": "3.54%"
      },
      {
        "effectiveFrom": "2024-10-22",
        "originalDate": "22 October 2024",
        "rate": "71",
        "additionalInfo": "4.02%"
      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "70",
        "additionalInfo": "4.17%"
      },
      {
        "effectiveFrom": "2024-08-06",
        "originalDate": "6 August 2024",
        "rate": "69",
        "additionalInfo": "4.50%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "68R",
        "additionalInfo": "4.17%"
      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "66R",
        "additionalInfo": "3.78%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "65R",
        "additionalInfo": "4.51%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "64R",
        "additionalInfo": "5.65%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "63R",
        "additionalInfo": "5.10%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "62R",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "61R",
        "additionalInfo": "3.55%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "60R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "59R",
        "additionalInfo": "0.11%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "58R",
        "additionalInfo": "1.15%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "57R",
        "additionalInfo": "1.40%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "56R",
        "additionalInfo": "1.65%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "55R",
        "additionalInfo": "1.65%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "54R",
        "additionalInfo": "1.40%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "53R",
        "additionalInfo": "1.00%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "52R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "51R",
        "additionalInfo": "1.65%"
      },
      {
        "effectiveFrom": "2013-12-09",
        "originalDate": "9 December 2013",
        "rate": "50R",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "49R",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "48R",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2013-01-07",
        "originalDate": "7 January 2013",
        "rate": "47R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "46R",
        "additionalInfo": "2.45%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "45R",
        "additionalInfo": "2.70%"
      },
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "44R",
        "additionalInfo": "2.70%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "43R",
        "additionalInfo": "3.20%"
      },
      {
        "effectiveFrom": "2010-02-17",
        "originalDate": "17 February 2010",
        "rate": "42R",
        "additionalInfo": "3.95%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "41",
        "additionalInfo": "4.15%"
      },
      {
        "effectiveFrom": "2009-07-13",
        "originalDate": "13 July 2009",
        "rate": "40",
        "additionalInfo": "3.65%"
      }
    ]
  },
  {
    "productName": "Guaranteed Income Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross (taxable)",
      "AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "79",
        "additionalInfo": "4.37%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "78",
        "additionalInfo": "3.95%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "77",
        "additionalInfo": "4.09%"
      },
      {
        "effectiveFrom": "2025-07-03",
        "originalDate": "3 July 2025",
        "rate": "76",
        "additionalInfo": "3.82%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "75",
        "additionalInfo": "4.03%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "74",
        "additionalInfo": "3.44%"
      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "73",
        "additionalInfo": "3.93%"
      },
      {
        "effectiveFrom": "2024-08-06",
        "originalDate": "6 August 2024",
        "rate": "72",
        "additionalInfo": "4.26%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "71",
        "additionalInfo": "4.07%"
      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "69R",
        "additionalInfo": "3.40%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "68R",
        "additionalInfo": "4.22%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "67R",
        "additionalInfo": "5.65%"
      },
      {
        "effectiveFrom": "2023-07-13",
        "originalDate": "13 July 2023",
        "rate": "66R",
        "additionalInfo": "5.10%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "65R",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "64R",
        "additionalInfo": "3.60%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "63R",
        "additionalInfo": "2.50%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "62R",
        "additionalInfo": "0.36%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "61R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "60R",
        "additionalInfo": "1.65%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "59",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2018-06-11",
        "originalDate": "11 June 2018",
        "rate": "58",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2018-03-06",
        "originalDate": "6 March 2018",
        "rate": "57",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2017-12-01",
        "originalDate": "1 December 2017",
        "rate": "56",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "55R",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "54R",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "53R",
        "additionalInfo": "1.20%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "52R",
        "additionalInfo": "1.45%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "51R",
        "additionalInfo": "1.85%"
      },
      {
        "effectiveFrom": "2013-12-09",
        "originalDate": "9 December 2013",
        "rate": "50R",
        "additionalInfo": "1.65%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "49R",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "48R",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2013-01-07",
        "originalDate": "7 January 2013",
        "rate": "47R",
        "additionalInfo": "2.45%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "46R",
        "additionalInfo": "2.95%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "45R",
        "additionalInfo": "3.20%"
      },
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "44R",
        "additionalInfo": "3.20%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "43R",
        "additionalInfo": "3.45%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "42",
        "additionalInfo": "4.30%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "41",
        "additionalInfo": "1.70%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "40",
        "additionalInfo": "2.70%"
      },
      {
        "effectiveFrom": "2008-09-17",
        "originalDate": "17 September 2008",
        "rate": "39",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "38",
        "additionalInfo": "4.65%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "37",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "36",
        "additionalInfo": "3.45%"
      },
      {
        "effectiveFrom": "2008-02-23",
        "originalDate": "23 February 2008",
        "rate": "35",
        "additionalInfo": "3.90%"
      }
    ]
  },
  {
    "productName": "Guaranteed Income Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross (taxable)",
      "AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "71",
        "additionalInfo": "4.32%"
      },
      {
        "effectiveFrom": "2026-01-06",
        "originalDate": "6 January 2026",
        "rate": "70",
        "additionalInfo": "3.98%"
      },
      {
        "effectiveFrom": "2025-11-07",
        "originalDate": "7 November 2025",
        "rate": "69",
        "additionalInfo": "4.08%"
      },
      {
        "effectiveFrom": "2025-07-03",
        "originalDate": "3 July 2025",
        "rate": "68",
        "additionalInfo": "3.78%"
      },
      {
        "effectiveFrom": "2025-04-15",
        "originalDate": "15 April 2025",
        "rate": "67",
        "additionalInfo": "3.99%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "66R",
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      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "65",
        "additionalInfo": "3.83%"
      },
      {
        "effectiveFrom": "2024-08-06",
        "originalDate": "6 August 2024",
        "rate": "64",
        "additionalInfo": "4.02%"
      },
      {
        "effectiveFrom": "2024-04-03",
        "originalDate": "3 April 2024",
        "rate": "63R",
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      },
      {
        "effectiveFrom": "2024-01-22",
        "originalDate": "22 January 2024",
        "rate": "61R",
        "additionalInfo": "3.11%"
      },
      {
        "effectiveFrom": "2024-01-10",
        "originalDate": "10 January 2024",
        "rate": "60R",
        "additionalInfo": "4.02%"
      },
      {
        "effectiveFrom": "2023-08-30",
        "originalDate": "30 August 2023",
        "rate": "59R",
        "additionalInfo": "5.37%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "58R",
        "additionalInfo": "4.15%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "57R",
        "additionalInfo": "3.70%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "56R",
        "additionalInfo": "2.50%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "55R",
        "additionalInfo": "0.51%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "54R",
        "additionalInfo": "1.60%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "53R",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "52R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "51R",
        "additionalInfo": "2.20%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "50R",
        "additionalInfo": "1.95%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "49R",
        "additionalInfo": "1.65%"
      },
      {
        "effectiveFrom": "2016-07-01",
        "originalDate": "1 July 2016",
        "rate": "48R",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2015-10-20",
        "originalDate": "20 October 2015",
        "rate": "47R",
        "additionalInfo": "2.50%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "46R",
        "additionalInfo": "2.30%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "45R",
        "additionalInfo": "2.55%"
      },
      {
        "effectiveFrom": "2013-01-07",
        "originalDate": "7 January 2013",
        "rate": "44R",
        "additionalInfo": "2.90%"
      },
      {
        "effectiveFrom": "2012-10-05",
        "originalDate": "5 October 2012",
        "rate": "43R",
        "additionalInfo": "3.55%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "42R",
        "additionalInfo": "3.80%"
      },
      {
        "effectiveFrom": "2010-09-27",
        "originalDate": "27 September 2010",
        "rate": "41R",
        "additionalInfo": "3.80%"
      },
      {
        "effectiveFrom": "2010-08-18",
        "originalDate": "18 August 2010",
        "rate": "40R",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2009-10-26",
        "originalDate": "26 October 2009",
        "rate": "39",
        "additionalInfo": "4.50%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "38",
        "additionalInfo": "2.55%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "37",
        "additionalInfo": "3.05%"
      },
      {
        "effectiveFrom": "2008-09-17",
        "originalDate": "17 September 2008",
        "rate": "36",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "35",
        "additionalInfo": "4.65%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "34",
        "additionalInfo": "3.95%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "33",
        "additionalInfo": "3.55%"
      },
      {
        "effectiveFrom": "2008-02-23",
        "originalDate": "23 February 2008",
        "rate": "32",
        "additionalInfo": "3.95%"
      }
    ]
  },
  {
    "productName": "Fixed Interest Savings Certificates",
    "headers": [
      "Effective from",
      "Issue",
      "AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "66R",
        "additionalInfo": "3.99%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "65R",
        "additionalInfo": "3.50%"
      },
      {
        "effectiveFrom": "2024-10-22",
        "originalDate": "22 October 2024",
        "rate": "64R",
        "additionalInfo": "3.65%"
      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "63R",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2024-08-06",
        "originalDate": "6 August 2024",
        "rate": "62R",
        "additionalInfo": "4.25%"
      },
      {
        "effectiveFrom": "2023-07-23",
        "originalDate": "23 July 2023",
        "rate": "61R",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "60R",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "59R",
        "additionalInfo": "3.40%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "58R",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "57R",
        "additionalInfo": "0.10%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "56R",
        "additionalInfo": "1.15%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "55R",
        "additionalInfo": "1.30%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "54R",
        "additionalInfo": "1.55%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "53R",
        "additionalInfo": "1.30%"
      },
      {
        "effectiveFrom": "2013-12-09",
        "originalDate": "9 December 2013",
        "rate": "52R",
        "additionalInfo": "0.90%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "51R",
        "additionalInfo": "1.15%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "50R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2011-09-07",
        "originalDate": "7 September 2011",
        "rate": "49R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2011-05-12",
        "originalDate": "12 May 2011",
        "rate": "48R",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2009-08-19",
        "originalDate": "19 August 2009",
        "rate": "47",
        "additionalInfo": "1.25%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "46",
        "additionalInfo": "0.95%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "45",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2008-09-17",
        "originalDate": "17 September 2008",
        "rate": "44",
        "additionalInfo": "2.95%"
      }
    ]
  },
  {
    "productName": "Fixed Interest Savings Certificates",
    "headers": [
      "Effective from",
      "Issue",
      "AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2026-04-28",
        "originalDate": "28 April 2026",
        "rate": "115R",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2024-12-03",
        "originalDate": "3 December 2024",
        "rate": "114R",
        "additionalInfo": "3.35%"
      },
      {
        "effectiveFrom": "2024-09-11",
        "originalDate": "11 September 2024",
        "rate": "113R",
        "additionalInfo": "3.60%"
      },
      {
        "effectiveFrom": "2024-04-19",
        "originalDate": "19 April 2024",
        "rate": "112R",
        "additionalInfo": "3.90%"
      },
      {
        "effectiveFrom": "2023-07-23",
        "originalDate": "23 July 2023",
        "rate": "111R",
        "additionalInfo": "4.05%"
      },
      {
        "effectiveFrom": "2023-02-01",
        "originalDate": "1 February 2023",
        "rate": "110R",
        "additionalInfo": "4.05%"
      },
      {
        "effectiveFrom": "2022-12-01",
        "originalDate": "1 December 2022",
        "rate": "109R",
        "additionalInfo": "3.55%"
      },
      {
        "effectiveFrom": "2022-08-01",
        "originalDate": "1 August 2022",
        "rate": "108R",
        "additionalInfo": "2.45%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "107R",
        "additionalInfo": "0.50%"
      },
      {
        "effectiveFrom": "2020-05-01",
        "originalDate": "1 May 2020",
        "rate": "106R",
        "additionalInfo": "1.60%"
      },
      {
        "effectiveFrom": "2019-09-02",
        "originalDate": "2 September 2019",
        "rate": "105R",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2017-11-20",
        "originalDate": "20 November 2017",
        "rate": "104R",
        "additionalInfo": "2.15%"
      },
      {
        "effectiveFrom": "2017-11-13",
        "originalDate": "13 November 2017",
        "rate": "103R",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "102R",
        "additionalInfo": "1.60%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "101R",
        "additionalInfo": "1.75%"
      },
      {
        "effectiveFrom": "2013-01-07",
        "originalDate": "7 January 2013",
        "rate": "100R",
        "additionalInfo": "2.00%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "99R",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2011-09-07",
        "originalDate": "7 September 2011",
        "rate": "98R",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2011-05-12",
        "originalDate": "12 May 2011",
        "rate": "97",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2009-08-19",
        "originalDate": "19 August 2009",
        "rate": "96",
        "additionalInfo": "2.25%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "95",
        "additionalInfo": "1.90%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "94",
        "additionalInfo": "2.35%"
      },
      {
        "effectiveFrom": "2008-09-17",
        "originalDate": "17 September 2008",
        "rate": "93",
        "additionalInfo": "2.95%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "92",
        "additionalInfo": "3.50%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "91",
        "additionalInfo": "2.95%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "90",
        "additionalInfo": "2.70%"
      },
      {
        "effectiveFrom": "2008-01-23",
        "originalDate": "23 January 2008",
        "rate": "89",
        "additionalInfo": "3.00%"
      },
      {
        "effectiveFrom": "2007-11-28",
        "originalDate": "28 November 2007",
        "rate": "88",
        "additionalInfo": "3.15%"
      },
      {
        "effectiveFrom": "2007-10-24",
        "originalDate": "24 October 2007",
        "rate": "87",
        "additionalInfo": "3.50%"
      },
      {
        "effectiveFrom": "2007-06-20",
        "originalDate": "20 June 2007",
        "rate": "86",
        "additionalInfo": "3.85%"
      },
      {
        "effectiveFrom": "2007-05-23",
        "originalDate": "23 May 2007",
        "rate": "85",
        "additionalInfo": "3.60%"
      },
      {
        "effectiveFrom": "2007-01-24",
        "originalDate": "24 January 2007",
        "rate": "84",
        "additionalInfo": "3.50%"
      },
      {
        "effectiveFrom": "2006-05-20",
        "originalDate": "20 May 2006",
        "rate": "83",
        "additionalInfo": "3.20%"
      },
      {
        "effectiveFrom": "2006-04-03",
        "originalDate": "3 April 2006",
        "rate": "82",
        "additionalInfo": "3.05%"
      },
      {
        "effectiveFrom": "2005-12-30",
        "originalDate": "30 December 2005",
        "rate": "81",
        "additionalInfo": "2.95%"
      }
    ]
  },
  {
    "productName": "Index-linked Savings Certificates",
    "headers": [
      "Effective from",
      "Issue",
      "Index-linking + AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2023-07-23",
        "originalDate": "23 July 2023",
        "rate": "45R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "44R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2016-03-28",
        "originalDate": "28 March 2016",
        "rate": "43R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "42R",
        "additionalInfo": "Index-linking + 0.05%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "41R",
        "additionalInfo": "Index-linking + 0.15%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "40R",
        "additionalInfo": "Index-linking + 0.25%"
      },
      {
        "effectiveFrom": "2011-09-07",
        "originalDate": "7 September 2011",
        "rate": "39R",
        "additionalInfo": "Index-linking + 0.25%"
      },
      {
        "effectiveFrom": "2011-05-12",
        "originalDate": "12 May 2011",
        "rate": "38R",
        "additionalInfo": "Index-linking + 0.50%"
      },
      {
        "effectiveFrom": "2010-04-07",
        "originalDate": "7 April 2010",
        "rate": "37R",
        "additionalInfo": "Index-linking + 1.00%"
      },
      {
        "effectiveFrom": "2009-04-29",
        "originalDate": "29 April 2009",
        "rate": "36R",
        "additionalInfo": "Index-linking + 1.00%"
      }
    ]
  },
  {
    "productName": "Index-linked Savings Certificates",
    "headers": [
      "Effective from",
      "Issue",
      "Index-linking + AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2023-07-23",
        "originalDate": "23 July 2023",
        "rate": "28R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "27R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2016-03-28",
        "originalDate": "28 March 2016",
        "rate": "26R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "25R",
        "additionalInfo": "Index-linking + 0.05%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "24R",
        "additionalInfo": "Index-linking + 0.15%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "23R",
        "additionalInfo": "Index-linking + 0.25%"
      },
      {
        "effectiveFrom": "2011-09-07",
        "originalDate": "7 September 2011",
        "rate": "22R",
        "additionalInfo": "Index-linking + 0.25%"
      },
      {
        "effectiveFrom": "2011-05-12",
        "originalDate": "12 May 2011",
        "rate": "21R",
        "additionalInfo": "Index-linking + 0.50%"
      },
      {
        "effectiveFrom": "2010-04-07",
        "originalDate": "7 April 2010",
        "rate": "20",
        "additionalInfo": "Index-linking + 1.00%"
      },
      {
        "effectiveFrom": "2009-04-29",
        "originalDate": "29 April 2009",
        "rate": "19",
        "additionalInfo": "Index-linking + 1.00%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "18",
        "additionalInfo": "Index-linking + 1.00%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "17",
        "additionalInfo": "Index-linking + 0.70%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "16",
        "additionalInfo": "Index-linking + 0.25%"
      }
    ]
  },
  {
    "productName": "Index-linked Savings Certificates",
    "headers": [
      "Effective from",
      "Issue",
      "Index-linking + AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2023-07-23",
        "originalDate": "23 July 2023",
        "rate": "55R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2019-05-01",
        "originalDate": "1 May 2019",
        "rate": "54R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2016-03-28",
        "originalDate": "28 March 2016",
        "rate": "53R",
        "additionalInfo": "Index-linking + 0.01%"
      },
      {
        "effectiveFrom": "2013-07-05",
        "originalDate": "5 July 2013",
        "rate": "52R",
        "additionalInfo": "Index-linking + 0.05%"
      },
      {
        "effectiveFrom": "2013-02-27",
        "originalDate": "27 February 2013",
        "rate": "51R",
        "additionalInfo": "Index-linking + 0.15%"
      },
      {
        "effectiveFrom": "2012-09-20",
        "originalDate": "20 September 2012",
        "rate": "50R",
        "additionalInfo": "Index-linking + 0.25%"
      },
      {
        "effectiveFrom": "2011-09-07",
        "originalDate": "7 September 2011",
        "rate": "49R",
        "additionalInfo": "Index-linking + 0.25%"
      },
      {
        "effectiveFrom": "2011-05-12",
        "originalDate": "12 May 2011",
        "rate": "48",
        "additionalInfo": "Index-linking + 0.50%"
      },
      {
        "effectiveFrom": "2010-04-07",
        "originalDate": "7 April 2010",
        "rate": "47",
        "additionalInfo": "Index-linking + 1.00%"
      },
      {
        "effectiveFrom": "2009-04-29",
        "originalDate": "29 April 2009",
        "rate": "46",
        "additionalInfo": "Index-linking + 1.00%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "45",
        "additionalInfo": "Index-linking + 1.00%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "44",
        "additionalInfo": "Index-linking + 0.70%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "43",
        "additionalInfo": "Index-linking + 0.35%"
      },
      {
        "effectiveFrom": "2007-04-25",
        "originalDate": "25 April 2007",
        "rate": "42",
        "additionalInfo": "Index-linking + 1.35%"
      },
      {
        "effectiveFrom": "2006-05-20",
        "originalDate": "20 May 2006",
        "rate": "41",
        "additionalInfo": "Index-linking + 1.10%"
      },
      {
        "effectiveFrom": "2006-04-03",
        "originalDate": "3 April 2006",
        "rate": "40",
        "additionalInfo": "Index-linking + 0.95%"
      },
      {
        "effectiveFrom": "2005-12-30",
        "originalDate": "30 December 2005",
        "rate": "39",
        "additionalInfo": "Index-linking + 1.05%"
      }
    ]
  },
  {
    "productName": "Children's Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2017-09-24",
        "originalDate": "24 September 2017",
        "rate": "37",
        "additionalInfo": "2.00%"
      },
      {
        "effectiveFrom": "2017-04-01",
        "originalDate": "1 April 2017",
        "rate": "36",
        "additionalInfo": "2.00%"
      },
      {
        "effectiveFrom": "20 September 2012*",
        "originalDate": "20 September 2012*",
        "rate": "35",
        "additionalInfo": "2.50%"
      }
    ]
  },
  {
    "productName": "Children's Bonus Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "AER (tax-free)"
    ],
    "rates": [
      {
        "effectiveFrom": "2009-08-19",
        "originalDate": "19 August 2009",
        "rate": "34",
        "additionalInfo": "2.50%"
      },
      {
        "effectiveFrom": "2009-02-19",
        "originalDate": "19 February 2009",
        "rate": "33",
        "additionalInfo": "2.30%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "32",
        "additionalInfo": "2.85%"
      },
      {
        "effectiveFrom": "2008-09-17",
        "originalDate": "17 September 2008",
        "rate": "31",
        "additionalInfo": "3.70%"
      },
      {
        "effectiveFrom": "2008-06-18",
        "originalDate": "18 June 2008",
        "rate": "30",
        "additionalInfo": "4.45%"
      },
      {
        "effectiveFrom": "2008-05-21",
        "originalDate": "21 May 2008",
        "rate": "29",
        "additionalInfo": "3.75%"
      },
      {
        "effectiveFrom": "2008-04-02",
        "originalDate": "2 April 2008",
        "rate": "28",
        "additionalInfo": "3.40%"
      },
      {
        "effectiveFrom": "2008-01-23",
        "originalDate": "23 January 2008",
        "rate": "27",
        "additionalInfo": "3.75%"
      },
      {
        "effectiveFrom": "2007-11-28",
        "originalDate": "28 November 2007",
        "rate": "26",
        "additionalInfo": "4.05%"
      },
      {
        "effectiveFrom": "2007-10-24",
        "originalDate": "24 October 2007",
        "rate": "25",
        "additionalInfo": "4.55%"
      },
      {
        "effectiveFrom": "2007-06-20",
        "originalDate": "20 June 2007",
        "rate": "24",
        "additionalInfo": "5.10%"
      },
      {
        "effectiveFrom": "2007-05-23",
        "originalDate": "23 May 2007",
        "rate": "23",
        "additionalInfo": "4.80%"
      },
      {
        "effectiveFrom": "2007-01-24",
        "originalDate": "24 January 2007",
        "rate": "22",
        "additionalInfo": "4.60%"
      },
      {
        "effectiveFrom": "2006-05-20",
        "originalDate": "20 May 2006",
        "rate": "21",
        "additionalInfo": "4.25%"
      },
      {
        "effectiveFrom": "2005-12-30",
        "originalDate": "30 December 2005",
        "rate": "20",
        "additionalInfo": "3.85%"
      },
      {
        "effectiveFrom": "2005-07-21",
        "originalDate": "21 July 2005",
        "rate": "19",
        "additionalInfo": "3.65%"
      },
      {
        "effectiveFrom": "2005-04-21",
        "originalDate": "21 April 2005",
        "rate": "18",
        "additionalInfo": "4.10%"
      },
      {
        "effectiveFrom": "2005-02-01",
        "originalDate": "1 February 2005",
        "rate": "17",
        "additionalInfo": "4.00%"
      },
      {
        "effectiveFrom": "2004-08-19",
        "originalDate": "19 August 2004",
        "rate": "16",
        "additionalInfo": "4.45%"
      }
    ]
  },
  {
    "productName": "65+ Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2015-01-15",
        "originalDate": "15 January 2015",
        "rate": "1",
        "additionalInfo": "2.80%"
      }
    ]
  },
  {
    "productName": "65+ Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2015-01-15",
        "originalDate": "15 January 2015",
        "rate": "1",
        "additionalInfo": "4.00%"
      }
    ]
  },
  {
    "productName": "Investment Guaranteed Growth Bonds",
    "headers": [
      "Effective from",
      "Issue",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2017-04-11",
        "originalDate": "11 April 2017",
        "rate": "1",
        "additionalInfo": "2.20%"
      }
    ]
  },
  {
    "productName": "Residual Account",
    "headers": [
      "Effective from",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2023-05-16",
        "originalDate": "16 May 2023",
        "rate": "0.25%"
      },
      {
        "effectiveFrom": "2021-11-18",
        "originalDate": "18 November 2021",
        "rate": "0.01%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24 November 2020",
        "rate": "0.03%"
      },
      {
        "effectiveFrom": "2018-10-01",
        "originalDate": "1 October 2018",
        "rate": "0.35%"
      },
      {
        "effectiveFrom": "2009-03-18",
        "originalDate": "18 March 2009",
        "rate": "0.10%"
      },
      {
        "effectiveFrom": "2009-01-21",
        "originalDate": "21 January 2009",
        "rate": "0.15%"
      },
      {
        "effectiveFrom": "2008-11-19",
        "originalDate": "19 November 2008",
        "rate": "0.25%"
      }
    ]
  },
  {
    "productName": "General Extension Rate",
    "headers": [
      "Effective from",
      "Gross/AER (taxable)"
    ],
    "rates": [
      {
        "effectiveFrom": "2023-05-16",
        "originalDate": "16 May 2023",
        "rate": "0.30%"
      },
      {
        "effectiveFrom": "2020-11-24",
        "originalDate": "24th November 2020",
        "rate": "0.03%"
      },
      {
        "effectiveFrom": "2019-03-01",
        "originalDate": "1st March 2019",
        "rate": "0.36%"
      },
      {
        "effectiveFrom": "2009-04-01",
        "originalDate": "1st April 2009",
        "rate": "0.09%"
      },
      {
        "effectiveFrom": "2009-02-01",
        "originalDate": "1st February 2009",
        "rate": "0.15%"
      },
      {
        "effectiveFrom": "2008-12-01",
        "originalDate": "1st December 2008",
        "rate": "0.51%"
      },
      {
        "effectiveFrom": "2008-11-01",
        "originalDate": "1st November 2008",
        "rate": "1.71%"
      },
      {
        "effectiveFrom": "2008-05-01",
        "originalDate": "1st May 2008",
        "rate": "2.19%"
      },
      {
        "effectiveFrom": "2008-03-01",
        "originalDate": "1st March 2008",
        "rate": "2.67%"
      }
    ]
  }
]