{
  "fetchedAt": "2026-06-01T11:11:36.089Z",
  "sourceUrl": "https://www.hsbc.co.uk/savings/interest-rates/",
  "products": [
    {
      "productName": "Fixed Rate Cash ISA",
      "section": "active",
      "subTitle": "For more information on this product or to apply, please see our Fixed Rate Cash ISA page.",
      "headers": [
        "Effective date",
        "Amount",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-05-12",
          "originalDate": "12 May 2026",
          "values": {
            "Effective date": "12 May 2026",
            "Amount": "£500+",
            "AER": "4.25% AER (4.25% tax-free)"
          }
        }
      ]
    },
    {
      "productName": "Online Bonus Saver",
      "section": "active",
      "subTitle": "Interest including bonus (Where you don't make a withdrawal in the month)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "£1 to £50,000",
            "Gross": "3.30%",
            "AER": "3.35%"
          }
        }
      ]
    },
    {
      "productName": "Online Bonus Saver",
      "section": "active",
      "subTitle": "Standard rates",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "All balances",
            "Gross": "1.04%",
            "AER": "1.05%"
          }
        }
      ]
    },
    {
      "productName": "Regular Saver",
      "section": "active",
      "subTitle": "For more information on this product or to apply, please see our Regular Saver page.",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2024-10-07",
          "originalDate": "7 October 2024",
          "values": {
            "Effective date": "7 October 2024",
            "Amount": "£25 to £250 per month",
            "Gross": "5.00%",
            "AER": "5.00%"
          }
        }
      ]
    },
    {
      "productName": "Flexible Saver",
      "section": "active",
      "subTitle": "For more information on this product or to apply, please see our Flexible Saver page.",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "All balances",
            "Gross": "1.04%",
            "AER": "1.05%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Premier Savings†",
      "section": "active",
      "subTitle": "For more information on this product or to apply, please see our HSBC Premier Savings page.",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "Below £50,000",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        },
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "£50,000 to £100,000",
            "Gross": "1.14%",
            "AER": "1.15%"
          }
        },
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "Over £100,000",
            "Gross": "1.64%",
            "AER": "1.65%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Loyalty Cash ISA",
      "section": "active",
      "subTitle": "HSBC Loyalty Cash ISA – HSBC Premier rates",
      "headers": [
        "Effective date",
        "Interest rate"
      ],
      "rates": [
        {
          "effectiveFrom": "2025-11-14",
          "originalDate": "14 November 2025",
          "values": {
            "Effective date": "14 November 2025",
            "Interest rate": "3.00% AER (2.96% tax free)"
          }
        }
      ]
    },
    {
      "productName": "HSBC Loyalty Cash ISA",
      "section": "active",
      "subTitle": "HSBC Loyalty Cash ISA – Other current account rates",
      "headers": [
        "Effective date",
        "Interest rate"
      ],
      "rates": [
        {
          "effectiveFrom": "2025-11-14",
          "originalDate": "14 November 2025",
          "values": {
            "Effective date": "14 November 2025",
            "Interest rate": "2.50% AER (2.47% tax free)"
          }
        }
      ]
    },
    {
      "productName": "Fixed Rate Saver",
      "section": "active",
      "subTitle": "Fixed Rate Saver – both monthly and annual interest products",
      "headers": [
        "Effective date",
        "Term",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-05-14",
          "originalDate": "14 May 2026",
          "values": {
            "Effective date": "14 May 2026",
            "Term": "1 year",
            "Amount": "£2,000+",
            "Gross": "3.80%",
            "AER": "3.80%"
          }
        },
        {
          "effectiveFrom": "2026-05-14",
          "originalDate": "14 May 2026",
          "values": {
            "Effective date": "14 May 2026",
            "Term": "2 years",
            "Amount": "£2,000+",
            "Gross": "4.20%",
            "AER": "4.20%"
          }
        }
      ]
    },
    {
      "productName": "MySavings",
      "section": "active",
      "subTitle": "Balances up to £3,000",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "3.69%",
            "AER": "3.75%"
          }
        }
      ]
    },
    {
      "productName": "MySavings",
      "section": "active",
      "subTitle": "Balances of £3,000+",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Premier MySavings",
      "section": "discontinued",
      "subTitle": "Balances up to £3,000",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "3.69%",
            "AER": "3.75%"
          }
        }
      ]
    },
    {
      "productName": "HSBC Premier MySavings",
      "section": "discontinued",
      "subTitle": "Balances of £3,000+",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        }
      ]
    },
    {
      "productName": "Future Saver for children",
      "section": "discontinued",
      "subTitle": "Future Saver for children – Monthly interest (variable rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-03-12",
          "originalDate": "12 March 2026",
          "values": {
            "Effective date": "12 March 2026",
            "Amount": "£1+",
            "Gross": "1.09%",
            "AER": "1.10%"
          }
        }
      ]
    },
    {
      "productName": "Help to Buy: ISA",
      "section": "discontinued",
      "subTitle": "Help to Buy: ISA – monthly interest (variable rate) Balances up to £12,000",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-01-26",
          "originalDate": "26 January 2026",
          "values": {
            "Effective date": "26 January 2026",
            "Gross": "2.47%",
            "AER": "2.50%"
          }
        }
      ]
    },
    {
      "productName": "Help to Buy: ISA",
      "section": "discontinued",
      "subTitle": "Balances of £12,000+",
      "headers": [
        "Effective date",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2026-01-26",
          "originalDate": "26 January 2026",
          "values": {
            "Effective date": "26 January 2026",
            "Gross": "1.04%",
            "AER": "1.05%"
          }
        }
      ]
    },
    {
      "productName": "Young Saver",
      "section": "discontinued",
      "subTitle": "Young Saver - Monthly interest (variable rate)",
      "headers": [
        "Effective date",
        "Amount",
        "Gross",
        "AER"
      ],
      "rates": [
        {
          "effectiveFrom": "2023-08-10",
          "originalDate": "10 August 2023",
          "values": {
            "Effective date": "10 August 2023",
            "Amount": "£1+",
            "Gross": "2.23%",
            "AER": "2.25%"
          }
        }
      ]
    }
  ]
}